Money Fitness Journey

    • September Net Worth 2020

    I want to explain why I do a monthly net worth update. 

    • Keep me accountable
    • Track my journey
    • Prove that anyone can become a millionaire
    • Prove that FIRE works

    Another month and I’m still inching my way closer to FIRE! Stay consistent and keep investing like it’s going out of style.

    Income

    This month I made $6,532.

    Expenses

    Expenses total right at $3,601.

    Savings

    This month I saved $4,810 which is right around a 54% savings rate. This is what I call winning! 

    • $2,310 ROTH TSP (401K)
    • $2,200 VANGUARD Taxable Account
    • $300 RV Principle (Not sure if I really consider this savings)

    Net Worth: $280,883

    That is a -$2,778 loss since last month’s net worth update for August  was $283,661

    This is where it gets a little sticky now. My net worth posted on Personal Capital in the sleek graph below is wrong. Still, have some of that crypto that would not link to Personal Capital. It also is showing my Oct 1st $4,000 paycheck so the net worth above is correct!

    Final Thoughts

    This month my wealth has been up and down. Yet to be honest I really don’t care. Hoping to hit that $300K mark by Jan 2021. If I hit $300K cool, if not I still have a shit ton of money! I’m starting to really shift my thinking when It comes to my wealth. I forget how rare it is for someone to have as much as I do in a liquid stash. I’m so used to looking at others in the FI/FIRE community who have a much bigger stash than me. I did see a slight drop in my net worth this month compared to last month. Yet It just means I bought more shares at a lower price. Watch this boost my wealth over the next year.

    Life

    September was filled with beach days, lots of puppy time, and us just enjoying San Diego. We love just doing free things and exploring. I’m incredibly blessed to have such a loving, beautiful soul to share my life with.

    Fitness

    No gym, weights, or fancy gear going on 8 months! I have not only lost weight I am stronger and have way better endurance. Follow my workouts here!

    I’m looking forward to seeing what October brings to the table with my finances, fitness, and journey. My wife is super hot, smart, and has a cute butt.

    Hopefully, you enjoy these updates and it inspires you to keep going!
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    FIRE HACKS

    Thanks for stopping by. I use affiliate links to support this site at no cost to you if you believe you get value, please consider supporting me by clicking. 

    My favorite free financial tool to manage my net worth is Empower. You get a $20 Amazon gift card for signing up. 

    My favorite free investing platform is M1 Finance. You get $10 for signing up. No trading or management fees plus you can buy fractional shares. 

    My favorite Credit Card Hack are American Express Platinum, Hilton Honors Aspire, and Bonvoy Brilliant AMEX. So far they paid me over $2,200 this year to use these cards. 

    My favorite phone service is Mint Mobile. You get a $15 renewal credit for signing up. I get a year of phone service for a rock-bottom price of $240. As a guy who travels and lives in an RV full-time, this service has been amazing.  

    Comments

    1. Investor Trip says

      Awesome progress. I use Coinbase too and recommend buying with Coinbase Pro because it’s cheaper than the regular Coinbase. I’m going to start tracking my net worth using Personal Capital as well. Congrats on the progress and you should hit $300k+ after earnings season!