I want to explain why I do a monthly net worth update.
- Keep me accountable
- Track my journey
- Prove that anyone can become a millionaire
- Prove that FIRE works

Another month and I’m still inching my way closer to FIRE! Stay consistent and keep investing like it’s going out of style.

Income
This month I made $6,493.

Expenses
Expenses total right at $1,981.
Savings
This month was another crazy month. I saved $3,811, nothing fancy, and one of my lowest saving rates. That is right around a 46% savings rate. Better than last month but still under 50% savings rate goal. Yet I had a crap ton of expenses this month come up.
- $1,811 TSP
- $2,000 Taxable Account
Check out CC hacking it saves me a ton of money!
Side Hustle
Side Hustle Income: $0
This month I had a big fat ZERO in side hustle money. I also am now earning interest in my BlockFI crypto account. Not sure if I count that as a side hustle though.
Net Worth: $489,572
That is a +$42,496 gain since last month’s net worth update for September was $447,076.
This is where it gets a little sticky now. My net worth posted on Personal Capital in the sleek graph below is wrong. Still, have some of that crypto that would not link to Personal Capital.

I love using Personal Capital to track my Wealth.


Final Thoughts
It’s been a wild ride this month! Seeing a $40K gain in my portfolio is nice. Yet at the same time, it really does not phase me like it would in the past. I guess these days I’m more so focused on the long haul with my portfolio that the month-to-month swings mean very little. That is how I know I am getting better with my money mindset.
I’m also trying to enjoy the present more. I took a step back on my content creating on most of my social platforms. I wanted to see if having more time for other things would bring me more joy. So far it has and I was not expecting that. I have been working with my hands more doing projects on the 80 series and my F-150. Going out with the dogs on the trails and just relaxing more. I guess my mental state just needed to slow down and take a break.
I do get very mentally drained from work every day. My career can be very demanding and challenging at times and it takes Its toll on me. So taking a step back from content creating has really impacted me in a positive way
BlockFI is what I use to optimize my crypto accounts to build more wealth.
For the purpose of this blog, I only show my portfolio and don’t show our combined portfolio. I’ll leave it at we are doing very well and way above average. Which makes going to work that much harder every day! But my plan is to pull the RE card in the summer of 2024.
For those of you that have been following my Net Worth Updates can probably skip the rest of this post.
Barista and Coast FIRE group.
I have created a FIRE group for Barista and Coast FIRE people. I saw there was a gap in the community and these paths seem like the more enjoyable path. So I said, “why the hell not take on this as a passion project?”
One of my desires this year is to really get and build more community! Here is the Barista and Coast FIRE group HERE.
Join us in our no judgment FIRE group

Fitness
No gym, weights, or fancy gear for over a year! I’m literally slaying this fitness routine. It’s Fun, Simple, and Works. I’m literally gaining flexibility, strength, endurance it’s incredible. Mind you this is with me having multiple injuries from the Marine Corps. I have learned I never needed that gym anyway.
On top of that, I have started to cultivate a Facebook Fitness group where anyone is welcome to come to join us. I set Bootcamp challenges to get everyone motivated and active.
Do you have a fitness goal for 2021?
- Get stronger
- Lose stubborn body fat
- Get a more defined six-pack
- Be more active without being judged
Join my FREE no judgment fitness FB group HERE. The goal is to build a community and help positively impact your health for FREE.

Hopefully, you enjoy these updates and it inspires you to keep going!
______________________________________________________________________________