I want to explain why I do a monthly net worth update.
- Keep me accountable
- Track my journey
- Prove that anyone can become a millionaire
- Prove that FIRE works
Another month and I’m still inching my way closer to FIRE! Stay consistent and keep investing like it’s going out of style.
This month I made $7,814.
Expenses total right at $2,487.
This month I saved $5,607 which is right around a 72% savings rate. This is what I call winning!
- $3,907 VANGUARD Taxable Account
- $400 Crypto
- $1,000 into savings (probably going to put this in crypto as well)
- $300 RV Principle (Not sure if I really consider this savings)
Net Worth: $321,323
That is a +$35,640 gain since last month’s net worth update for October was $285,683
This is where it gets a little sticky now. My net worth posted on Personal Capital in the sleek graph below is wrong. Still, have some of that crypto that would not link to Personal Capital. It also is showing my Dec 1st $3,907 paycheck so the net worth above is correct!
I’m now fairly well into the $300K mark. Yeah, go me!! But who knows it could take a 50% dive next week. If so I would change nothing and keep investing as I do. I don’t keep cash for dips. Because to do so I would miss out on some of the best return days in the year that no one knew would happen. Just like how I saw a bunch of “wealth managers” in financial groups claiming they are going to 100% cash due to the crash we will see from the election. Yet the stock market is hitting record highs every other day. Goes to show time in the market beats timing the market every time.
November was filled with exploring, adventure, and lots of puppy time. We went on an adventure to Morena Lake. It was brutally cold and raining the first few days but after that, it was so beautiful and charming. We opened our door and there were packs of wild turkeys. It’s super cheap for us to do adventures because we bring our house where we go!
No gym, weights, or fancy gear going on 10 or 11 months! I lost track already lol. But what I know is I’m literally slaying this fitness routine and it’s Fun, Simple, and Works. Follow my workouts here! I’m literally gaining flexibility, strength, endurance it’s incredible. Mind you this is with me having multiple injuries from the Marine Corps. I have learned I never needed that gym anyway.
I’m looking forward to seeing what December brings to the table with my finances, fitness, and journey. My wife is super hot, smart, and has a cute butt.
Hopefully, you enjoy these updates and it inspires you to keep going!
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My favorite free financial tool to manage my net worth is Personal Capital. You get a $20 Amazon gift card for signing up.
My favorite free investing platform is M1 Finance. You get $10 for signing up. No trading or management fees plus you can buy fractional shares.
My favorite Credit Card Hack is American Express Platinum, Hilton Honors Aspire, and Bonvoy Brilliant AMEX. So far they paid me over $2,200 this year to use these cards.
My favorite phone service is Mint Mobile. You get a $15 renewal credit for signing up. I get a year of phone service for a rock bottom price of $240. As a guy who travels and lives in an RV full-time, this service has been amazing.