January Net Worth 2021

I want to explain why I do a monthly net worth update. 

• Keep me accountable
• Track my journey
• Prove that anyone can become a millionaire
• Prove that FIRE works

Another month and I’m still inching my way closer to FIRE! Stay consistent and keep investing like it’s going out of style.

Income

This month I made $6,099.

Expenses

Expenses total right at $3,272.

Savings

This month I saved $2,827 which is right around a 47% savings rate.

• $2,827 Crypto Account

Side Hustle

I am now wanting to keep track of side hustle money. One of my 2021 aspirations is to make more side hustle money. I figure why not it’s more money to invest and maybe another stream of income once I FIRE!

• $80 on Affiliate links

Side Hustle Income: $80

Net Worth: $348,998

That is a +$9,663 gain since last month’s net worth update for December  was $339,335

This is where it gets a little sticky now. My net worth posted on Personal Capital in the sleek graph below is wrong. Still, have some of that crypto that would not link to Personal Capital. It also is showing my Feb 1st $2,900 paycheck so the net worth above is correct!

Final Thoughts

This month flew by for me! Probably because I took two weeks of vacation time in it. We had a good time and took the RV on a fun adventure. The market has droped a bit toward the end of this month. Yet it’s no big deal it just means I’m buying more shares for a cheaper price.

It sucks a little seeing your net worth go down. But the math shows once the market starts to climb my wealth will grow even faster by owning more shares. I have still been getting some flak on social media for my lifestyle choices like living in an RV and saving and investing for FIRE. Kind of funny kind of sad to be honest. But hey I can’t force people to care about their finances.

I’m inching my way to that next six-figure mark of $400K. It’s getting faster as I keep stacking my investing. This simple, easy and lazy strategy just works.

Life

Well, life is good. I am trying to stay focused on what brings me value and fulfillment. The hardest thing has been trying to do all those things at once. But it’s ok to take a step back and drop a few balls.

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Had some fun adventures in January and will be writing about them in another post soon! I’m slowly still finding stuff to donate or throw away that I don’t get value out of or use. It’s intresting even living in a RV for a year I still have too much stuff.

Barista and Coast FIRE group.

I have created a FIRE group for Barista and Coast FIRE people. I saw there was a gap in the community and these paths seem like the more enjoyable path. So I said, “why the hell not take on this as a passion project?”

One of my desires this year is to really get and build more community! Here is the Barista and Coast FIRE group HERE.

Join us in our no judgement FIRE groups

Fitness

No gym, weights, or fancy gear for over a year! I’m literally slaying this fitness routine. It’s Fun, Simple, and Works. I’m literally gaining flexibility, strength, endurance it’s incredible. Mind you this is with me having multiple injuries from the Marine Corps. I have learned I never needed that gym anyway.

On top of that I have started to cultivate a Facebook Fitness group where anyone is welcome to come join us. I set Bootcamp challenges to get everyone motivated and active.

Do you have a fitness goal for 2021?

• Get stronger
• Lose stubborn body fat
• Get a more defined six-pack
• Be more active without being judged

Join my FREE no judgment fitness FB group HERE. The goal is to build a community and help positively impact your health for FREE.

Hopefully, you enjoy these updates and it inspires you to keep going!
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