Money Fitness Journey

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    RV COSTS JULY 2020

    August 7, 2020

    First I want to go over a few key points on why I want to do this monthly cost review. 

    • I have not found any Full-Time RV living cost break downs
    • Keep me accountable
    • Track my true RV costs
    • Show others it might be an option to not only accelerate their FIRE journey but build a more intentional lifestyle.

    True Costs

    • RV Payment $209
    • Truck Payment  $89 
    • RV Insurance Payment $0
      • No insurance costs because I paid for the next 12 months in December’s update. 
    • Truck Insurance $0
      • No insurance costs because I paid for the next 6 months in June’s update.
    • Campground Site $0
      • They have not charged us yet so this means I will be paying more on next month’s update.
    • Propane $0
    • Gas $0
    • Misc $23
      • These were just a few items we bought on Amazon to fix a few small things on the RV.

    Total – $321

    You can find a list of all the RV gear we love here. Let’s not forget our list of RV maintenance supplies here.

    RV Lifestyle Thoughts

    July just flew right on by for me. Not much new to report on the RV. So far it still has been an incredible experience and very cheap to do. I always hear there is something breaking on RV’s and they are expensive to maintain. Now that I live in one full-time I can say that is garbage. We have had a few things break but they have been very small things and it’s been very cheap for us even living in San Diego. I fine RV expenses much like any other expenses. Some people just live an expensive lifestyle and try to pass it as they are living a bare bones lifestyle. We don’t skimp on much and spend based on what we value.

    What funny is recently a woman in the ChooseFI San Diego group told me she could never live in an RV because she likes creature comforts. I told her you would be surprised at how nice RV’s can be inside these days. She then replied with oh I know they can be very nice…

    via GIPHY

    That made me think of responding with a crushing response. But instead, I said nothing. I find it irritating for someone to say they could not live in an RV due to liking creature comforts yet admits how nice RVs are. What creature comforts do people think RV’s don’t have baffles me. The only thing that some RVs are missing is space which can be fixed with a bigger RV. I’m not saying RV living is for everyone but to say a vague reply like creature comforts is a cop-out on the discussion. This was all on a post about how San Diego is so expensive to live here. Yet the wife and I plus our two Great Danes live on the beach for less than $30,000!

    I have noticed more and more when I recommend the RV life to people they find some kind of limiting belief of why they could not try it or do it. One of the people I work with said they could not do it because they would not trust a used truck like mine and would have to get a brand new truck. I have found people just like to use cop-outs for why they live the life they do and why they can’t strive to do better.

    Even now I am about to probably move to Quantico VA for work in the next 4 months or so. It’s still up in the air if I will get this position or not. But if I do it’s way easier than If I lived in a house or apartment as everything is already in the RV. We simply hook the RV up and set out on our next journey and save money on no hotel costs! It’s a win in my book.

    In case you missed it here is last month’s break down. Keep on the journey and path!
    ______________________________________________________________________________

    FIRE HACKS

    Thanks for stopping by. I use affiliate links to support this site at no cost to you if you believe you get value, please consider supporting me by clicking. 

    My favorite free financial tool to manage my net worth is Empower. You get a $20 Amazon gift card for signing up. 

    My favorite free investing platform is M1 Finance. You get $10 for signing up. No trading or management fees plus you can buy fractional shares. 

    My favorite Credit Card Hack are American Express Platinum, Hilton Honors Aspire, and Bonvoy Brilliant AMEX. So far they paid me over $2,200 this year to use these cards. 

    My favorite phone service is Mint Mobile. You get a $15 renewal credit for signing up. I get a year of phone service for a rock-bottom price of $240. As a guy who travels and lives in an RV full-time, this service has been amazing.  

    Filed Under: Financial Independence, RV Life, Travel

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