I want to explain why I do a monthly net worth update.
- Keep me accountable
- Track my journey
- Prove that anyone can become a millionaire
- Prove that FIRE works

I hit FIRE in 2023 at age 38! Stay consistent and keep investing like it’s going out of style.
Income
This month I made $6,250. My passive income is from my Military retirement.

Expenses
Expenses total right at $1,642. This number is a bit off below due to things still pending.

Savings
Now that I am retired the focus is not a high savings rate. But seeing my passive income is 2x-3x what I usually spend I foresee myself still saving and investing some money. This month I saved $4,385.
- $4,385 Money Market Account
Check out CC hacking it saves me a ton of money!
Side Hustle
Side Hustle Income: $60
Net Worth: $716,263
My net worth on Empower is a little off because my 401K has not been updated. My net worth does not account for my passive income. I only account for my liquid investments, cash, and my paid-off RV on this net worth. However, I put my RV for far less than NADA says it’s worth and less than similar models are listed for on the used market. I eventually might take it off completely but as of today I have it on here and accounts for $15.5K of my total net worth. I have been lowering the RV value by $500 every month. I think I will keep doing this until it’s at a rather low amount or off completely.

That is a +$28,549 gain since my last net worth update for February 2024 was $687,714.
I love using Empower to track my Wealth.
Final Thoughts
Another great month as an investor! I’m still trying to play around with how can I spend more money to bring me more value. I find it a bit more difficult as a person who lives in an RV full-time. Because I don’t have a lot of room to just buy stuff like I would if I lived in a house or an apartment. Also not owning a home I have no big expensive home renovations or maintenance I could pay to outsource. Though there are some renovations I have wanted to do on my RV I have yet to find someone local that could do them.
I have started to think about stopping the RV life and buying a house or renting a luxury apartment. This idea has been on my mind for a few months and I started to look at properties over this last month. But the more I thought about the maintenance and upkeep of a house the more I felt like that was getting into another job. There is maintenance on the RV but talking to homeowners it seems like far less. So I have been leaning toward the luxury apartment idea. But for the life of me, I have no idea where I want to live and have this home. I’m currently in north Florida/Alabama and as my readers know I have lived all over the States. So choosing one place to call home has been an impossible task for someone who is financially independent and not tied down to an area for any reason. So looking at getting a twelve-month lease on a luxury apartment here seems like a bad idea to me. I would have to buy furniture and all of that other stuff just to not be sure If I wanted to stay in the area. The luxury apartment I looked at is in a great downtown location that is within walking distance of all the great coffee, bars, restaurants, water, parks, and even the gym. It was roughly $1,600 a month for a one-bedroom and the place is nice but again that is a high price for the area.
As of today, I decided instead to find an RV park that I can stay at long-term until I am ready to make a decision. In my current RV park, you can only stay up to 90 days. I found a nice RV park that even has a pool close by in Alabama and decided to book it for the next year to figure out what I want to do. I also am waiting on the VA for an appointment in this local area so I did not want to go too far while waiting on that. The cost is about $930 a month and this includes water, electricity, sewer, and WiFi. It’s not the cheapest RV park, I found ones nearby for roughly $550 a month (not including electric). But this one seemed like it had better upkeep and more luxurious. I also love the idea of the pool on the hot summer days. I have to review the cancellation policy but it seems as long as I give a two-week notice I only get charged a $25 cancellation fee. So even though I have booked it for 12 months I can always move if I want to. This will be an interesting new adventure. The most I have ever been able to stay at any RV park over the last 5 years is 90 days.
My Passive Income
It’s cool that I make $74,232 annually without even touching my investments. That is the equivalent of $1,862,700 million invested at a 4% SWR. If you add my investment portfolio to that I could have around $98,508 a year in passive income or the equivalent of $2,462,700 million invested at a 4% SWR. Now If I wanted to use a 5% SWR I could spend upwards of $104,508 a year and still be perfectly fine with a little flexibility in life.
This does not include my wife’s passive income or assets. I have kept those separate as we keep finances separate and as FIRE bloggers I’m not sure it would be fair in a way to combine them.
Could I hustle more to make it to $150,000 in passive income a year? I could and it does sound cooler than $98,508. But I don’t see a reason to do so yet. I don’t spend anywhere near $98K a year as is. Also, I only see my investment portfolio going up as time goes on, which will create more passive income.
It does feel incredible knowing that I can spend up to $98,508 a year and never have to work at a job to do so. It’s all passive income that I get no matter what I do that year or where I live.
For this blog, I only show my portfolio and don’t show our combined portfolio. I’ll leave it at that we are doing very well and way above average!
Those of you who have been following my Net Worth Updates can probably skip the rest of this post.
Barista and Coast FIRE group.
I have created a FIRE group for Barista and Coast FIRE people. I saw there was a gap in the community and these paths seem like the more enjoyable path. So I said, “I have to take on this passion project.”
One of my desires this year is to get and build more community! Here is the Barista and Coast FIRE group HERE.
Join us in our no-judgment FIRE group

Fitness
No gym, weights, or fancy gear for over a year! I’m slaying this fitness routine. It’s Fun, Simple, and Works. I’m gaining flexibility, strength, and endurance it’s incredible. Mind you this is with me having multiple injuries from the Marine Corps. I have learned I never needed that gym anyway.
On top of that, I have started to cultivate a Facebook Fitness group where anyone is welcome to come to join us. I set Bootcamp challenges to get everyone motivated and active.
Do you have a fitness goal for 2023?
- Get stronger
- Lose stubborn body fat
- Get a more defined six-pack
- Be more active without being judged
Join my FREE no judgment fitness FB group HERE. The goal is to build a community and help positively impact your health for FREE.

Hopefully, you enjoy these updates and it inspires you to keep going!