Money Fitness Journey

    • RV COSTS December 2019

    The big day is here for my first RV monthly cost review. I am very excited about this new post and to see where it will take me on my journey. First I want to go over a few key points on why I want to do this monthly cost review.

    • I have not found any Full-Time RV living cost break downs
    • Keep me accountable
    • Track my true RV costs
    • Show others it might be an option to not only accelerate their FIRE journey but build a more intentional lifestyle.

    So here are my true costs.

    RV Payment $188

    Truck Payment  $89 

    RV Insurance Payment $367

    This is for a year of insurance for the RV.

    Truck Insurance $203

    This was for 6 months of insurance. 

    Campground Site $680

    This is me staying in two different sites over the month of December. I’m hacking campground sites by using military ones here in San Diego as they tend to be cheaper and include more things. 

    Propane $70

    This will come down over the months. I had to fill all four of my propane tanks as I bought the RV with basically empty tanks. The RV has two connected to it and I have two more as backups. I am guessing we will use around $17 a month in propane. We use propane for cooking as of now. 

    Gas $45

    Gas well this is a touchy subject to me. Right now we use the gas for the generator to power everything when we are at our Point Loma site as it has no hook-ups. Once I get the solar up and running this cost will be drastically reduced. This fills up our two 5 gallon gas tanks. We use about 5 gallons of gas every two weeks so far. 

    Misc $5

    Well, things can tend to come up when you live full-time in an RV. This month it was laundry. 

    Total Costs – $1,647

    Not a bad month at all. Especially since this is the first month and we are still settling in this lifestyle. I’m excited to document this new chapter in my journey and the costs of it. I have noticed not many if any full-time RV enthusiasts track their monthly expenses. I think it’s a great way for others to see some true costs associated with this lifestyle. Again results will widely vary depending on your wants, needs, and lifestyle choices in the RV.  

    Those are the numbers yet the math does not show everything. Honestly, I really have enjoyed living in the RV this last month. I have had way more community interaction in this lifestyle than renting my apartment. The RV community is a friendly bunch that likes to get to know each other and help out their neighbors. I even had someone help me troubleshoot my solar issues.

    FIRE HACKS

    Thanks for stopping by. I use affiliate links to support this site at no cost to you if you believe you get value, please consider supporting me by clicking. 

    My favorite free financial tool to manage my net worth is Personal Capital. You get a $20 Amazon gift card for signing up. 

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    My favorite Credit Card Hack is American Express Platinum, Hilton Honors Aspire, and Bonvoy Brilliant AMEX. So far they paid me over $2,200 this year to use these cards. 

    My favorite phone service is Mint Mobile. You get a $15 renewal credit for signing up. I get a year of phone service for a rock bottom price of $240. As a guy who travels and lives in an RV full-time, this service has been amazing.  

    Comments

    1. Lacy says

      I’d love to know what other campground you found that was so cheap! Military campgrounds are definitely the best but I haven’t found any at that rate with hookups

      • Financial Serenity Blog says

        Hi, Lacy thank you for reading! We love Coronado Island and it is $1,200 a month. Which sounds high to some but it’s in a multimillion-dollar community on the beach. This includes full hookups, internet, and cable. The other half of the time we stay on the harbor downtown San Diego with no hookups for $600. We are now fully solar so we are ok with no hookups especially due to the showers and bathrooms are so nice and close here.